Terms, Conditions and Disclaimer

Terms & Conditions

Backpackers Motor Insurance aims at providing information about insurances options available to travelers in New Zealand. No insurances services are provided by Backpackers Motor Insurance.

All insurance products presented on www.backpackersmotorinsurance.com are provided by QBE Insurance. The following terms and conditions apply:

  • Policy Wordings, which is available on request or on this page.
  • In choosing an insurer or policy you are acting on your own behalf, and if you have any doubts about your decision, you should seek professional insurance advice.
  • Please note it is important to compare the levels and types of cover available under each policy before making a purchase. Policy features should be taken into account as each product will have different features which may vary greatly. While the Overall Rating can help you see where each product sits in the selection, it is not an indication of the suitability of a product to your needs.
  • You are not covered until your cover application have been reviewed, approved and your certificate sent to you by email is usually a very fast process, it can take up to 24 hours. QBE insurance reserves the right to refuse your cover request. In that case, a full refund will be provided.

The client agrees that use of the service is entirely at client's own risk. You acknowledge that you have exercised your own skill and knowledge in determining whether the service provided under this specific agreement meets your specific requirements.

The prices displayed on Backpackers Motor Insurance are inclusive of any applicable value added tax, which you shall automatically be liable to pay. Any changes in the rate of value added tax will result in an automatic change in the quoted prices.

Backpackers Motor Insurance reserves the right to alter or modify these Terms at any time without giving prior notice to you. Your use of the website and/or any process offered constitutes your unconditional acceptance of these Terms. We also reserve the right to post supplementary conditions for any offer that may be available. In such an event, your participation in those offers will be governed by these Terms as well as any such supplementary Terms that those offers may be subject to.

If you do not agree to these Terms or any future alterations or modifications to these Terms you must immediately discontinue use of the website.

For any questions please use our contact page.


Whilst every effort has been made to ensure that the information contained on the Backpackers Motor Insurance website is correct, Backpackers Motor Insurance will not be held accountable for any changes that may take place between time and writing.

The information on this website is for general information purposes only. Any reliance you place on such information is therefore strictly at your own risk.

We endeavour to keep our website up and running smoothly. However, Backpackers Motor Insurance takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Our website also provides links to and content from other Internet websites and resources. Because Backpackers Motor Insurance has no control over these sites and resources, you acknowledge and agree that Backpackers Motor Insurance is not responsible for the availability of these external sites or resources and does not endorse and is not responsible or liable for any content, advertising products, services or other materials on or available from these sites or resources.

Backpackers Motor Insurance has done its utmost to ensure it owns all rights to display the images contained on this website. However, if you believe that you hold the copyright to any image or photo, please contact us as soon as possible using our contact page. All pictures sent to us on any of our official email addresses (...@backpackersmotorinsurance.com) can be used on our different medias unless stated otherwise.

Backpackers Motor Insurance Online Quote are free questionnaires completed on www.backpackersmotorinsurance.com, which has been specifically designed to provide you with a preliminary assessment of the cost to of the cover you select for the length of time you specify. You should not rely on this result alone as a guaranteed cover acceptance. A quote from an Online Quote does not guarantee cover approval.

www.backpackersmotorinsurance.com is a website created and operated on behalf of Monument Insurance by Loud Tourism Limited located in Auckland, New Zealand:
Mail address: PO Box 105149, Auckland City 1143, New Zealand.
Email: info@backpackersmotorinsurance.com


We collect information from you when you register on our site, place an order, or use our online tools. When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number.

Any of the information we collect from you may be used in one of the following ways:

  • To personalise your experience
  • To improve our website
  • To improve customer service
  • To follow up on orders

The email address you provide for order processing may be used to send you information and updates pertaining to your order in addition to receiving occasional company news, updates, related product or service information, etc.

Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.


Backpackers Motor Insurance uses affiliate links and iFrame to direct you to an insurer’s product and payment page. We do not collect payment or payment information.

We use cookies to help us remember and process the items in your shopping cart and understand and save your preferences for future visits.

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

This online privacy policy applies only to information collected through our website and not to information collected offline.

By using our site, you consent to our privacy policy. If we decide to change our privacy policy, we will post those changes on this page.

This website was designed and promoted by Loud Tourism ltd. (PO Box 105 149, Auckland city 1143) on behalf of Monument Insurance.

All payments and covers are processed by Monument Insurance.

This policy was last modified on August 2016.


Ashley L. UK
Backpackers Motor Insurance was a great resource for me to buy my campervan in New Zealand. I used their guide step by step to check the campervan that I wanted to buy. Their cover was pretty cheap so I decided to go for it. The whole process was super easy!
James M. Singapore
I found out about Backpackers Motor insurance through a friend of mine that left New Zealand just when I arrived. It was perfect for me as I only wanted to travel for about 6 months and did not want to take the risk to travel uncovered but also did not want to spend too much.
Anna K. Germany
I was lucky enough not to have to claim anything during my trip - we had no accidents at all. But it was a great option to have this safety blanket at a cheap price. I compared quite a lot different insurance options before my trip and this one had the best cost-to-cover ratio.
Michael S. Canada
I was so relieved to be able to find an insurance option that would not cost me thousands after seeing the prices in the US. I only had a very small issue with the car and the whole claim process took only a few days. It was super easy. Thanks all!