Discount Backpackers Motor Insurance

Plans & Pricing

Get an instant backpacker car and campervan insurance quote

Before reading more about the different plans, get a guaranteed estimated cost of your cover by using our quote widget below. It’s fast, free and super easy. Don't forget to keep on reading below for more detailed info about each plan.

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Cover selected:
Third Party
+ Fire & Theft
Total price:
$310.5
For 12 months
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What are your options?

We like to keep things easy, so we have simplified our backpacker motor insurance options to two plans only. Choosing between these plans, you will be able to insure your car, campervan or motorbike at a price that suits your budget without sacrificing the quality of your cover. We have worked with one of the top 25 insurers in the world (QBE Insurance) to come up with a simple and affordable offer for any backpacker in New Zealand.

The two insurance plans available are:

Compare your backpackers motor insurance options

We have made the chart below to help you compare your options. Check the details of each cover below the chart.

  Basic Insurance Premium Insurance
  Third Party Cover Third Party Cover
+ Fire & Theft Cover
  Book now Book now
  Eligibility
Driver age 18 or above 18 or above
Driver nationality Any Any
Available for cars Yes Yes
Available for campervans Yes Yes
Available for motorbikes Yes No
  Cover
Unlimited drivers Yes Yes
Damage to others’ property Up to NZ$1.000.000 Up to NZ$1.000.000
Injury to others Up to NZ$1.000.000 Up to NZ$1.000.000
Death of others Up to NZ$1.000.000 Up to NZ$1.000.000
Theft of your vehicle No Up to NZ$3.500
Damage due to fire No Up to NZ$3.500
Excess NZ$500/claim NZ$500/claim
  Price
Start at NZ$282/year NZ$364/year
Options available 3, 6, 9, 12 months 3, 6, 9, 12 months
  Book now Book now
  More details More details

Basic insurance – Third Party cover

Who is covered?

This option is available for any driver of any nationality aged 18 or above. Because we know that you will likely travel with friends, this offers unlimited drivers at no extra cost. Your mates can drive and you are still covered.

What is covered?

In short, while travelling in New Zealand you will be covered for any damage done to property (that is not yours) and/or people that are destroyed, injured or killed as a result of an accident involving your vehicle. The cover has a maximum limit of NZ$1000.000.

The healthcare costs that occur as a result of an accident in New Zealand are covered by the ACC.

What is the excess?

The excess on every claim is NZ$500. This means that if you have an accident and cause NZ$10.000 worth of damages, you will pay NZ$500 and your insurer will pay the rest.

Note

This policy is available for the lengths of 3, 6, 9 or 12 months.
The Basic Backpackers Motor Insurance is available for cars, campervans and motorbikes.

Premium insurance – Third Party cover + Fire & Theft Cover

Who is covered?

This option is available for any driver of any nationality aged 18 or above. Because we know that you like to travel with friends, this offers unlimited drivers at no extra cost. Your mates can drive and you are still covered.

What is covered?

In short, while travelling in New Zealand you will be covered for any damage done to property (that is not yours) and/or people that are destroyed, injured or killed as a result of an accident involving your vehicle. The cover has a maximum limit of NZ$1000.000.

The healthcare costs that occur as a result of an accident in New Zealand are covered by the ACC.

The premium option also covers your car for any damages caused by fire or if your car is stolen. This cover is up to NZ$3500, or if your car is worth less, the cover will be the value of your car.

What is the excess?

The excess on every claim is NZ$500. This means that if you have an accident and cause NZ$10.000 worth of damages, you will pay NZ$500 and your insurer will pay the rest.

This also means that if your car is evaluated at NZ$3500 the insurer will refund you NZ$3000 (NZ$3500 minus the NZ$500 excess).

Note

This policy is available for the lengths of 3, 6, 9 or 12 months.
The Premium Backpackers Motor Insurance is available for cars and campervans.

Get your instant backpacker car and campervan insurance quote

Get a guaranteed estimated cost of your cover by using our quote widget below. It’s fast, free and super easy.

Instant Quote

Cover selected:
Third Party
+ Fire & Theft
Total price:
$310.5
For 12 months
Back
Get a quote

Testimonials

Ashley L. UK
Backpackers Motor Insurance was a great resource for me to buy my campervan in New Zealand. I used their guide step by step to check the campervan that I wanted to buy. Their cover was pretty cheap so I decided to go for it. The whole process was super easy!
James M. Singapore
I found out about Backpackers Motor insurance through a friend of mine that left New Zealand just when I arrived. It was perfect for me as I only wanted to travel for about 6 months and did not want to take the risk to travel uncovered but also did not want to spend too much.
Anna K. Germany
I was lucky enough not to have to claim anything during my trip - we had no accidents at all. But it was a great option to have this safety blanket at a cheap price. I compared quite a lot different insurance options before my trip and this one had the best cost-to-cover ratio.
Michael S. Canada
I was so relieved to be able to find an insurance option that would not cost me thousands after seeing the prices in the US. I only had a very small issue with the car and the whole claim process took only a few days. It was super easy. Thanks all!